Own an iPhone.Own an iPhone., Own a MacBook., Own an iPad., Own an Apple Watch.Pay your way.
A small deposit today, then payments that match how you actually get paid — weekly, every two weeks, or monthly. The phone is yours to use from the moment you walk out.
Weekly, fortnightly or monthly · no bank account needed
- Choose it
- Take it home
- Pay it off
Pick your phone in the shop.
Walk into a partner shop, choose from what's on the shelf, and we check you in minutes with your Ghana Card. No bank statement, no payslip, no guarantor hunting.
SATURDAY, 3 AUGUST
9:41
No bank account. No collateral. No interest surprises.
Most people in Ghana can afford a good phone. What they can't afford is all of it at once. We fix the timing, not the price — you pay a fair, fixed total that we show you in writing before you agree to anything.
0 weeks
A term that finishes. No rolling debt, no renewals.
0 sec
To pay from the app and see your balance update.
GH₵ 0
Extra to pay off early. Settle any time, at the cash price left.
Genuine Apple devices, made actually affordable.
The line-up, one simple plan
Whatever is on the shelf today — every one checked and covered. Pay about 30% up front, then an amount we agree with you, and pick whichever one actually fits your life.
Secured by the device, not your family
No guarantor, no collateral, nobody else on the hook if a week goes badly. The device itself is the security — which is exactly why the deposit can stay small. Fall far behind and it locks, always after warnings and never for emergency calls.
Your whole plan, on one screen
Balance, next payment, every receipt and your full written terms — in the Nsromapa app, always. Paying takes about ten seconds and the balance updates while you watch.
More than a phone
MacBook, iPad and Apple Watch go on the same terms — same deposit, same written disclosure, same fixed total, same choice of weekly, fortnightly or monthly. Nothing about the plan changes because the device does.
Nothing compounds, nothing moves
Your total is fixed the day you sign. It doesn't grow because you're late, there's no interest rate to compound, and settling early always costs you less — with no penalty for asking.
The line-up
Pick the one you actually want.
Indicative only. Your deposit, instalment amount, payment frequency and term are confirmed in the shop and set out in full in your written disclosure before you sign anything.
Real devices. Real warranties. No clones.
Every device is sourced through our own supply chain and checked before it reaches you. Nothing on this site is a lookalike, and nothing arrives without its warranty intact.
Straight with you
Here's the part we won't bury.
This is finance, not a giveaway. You should know exactly what you're agreeing to before you agree to it — so we put it on the website, not just on page nine of a contract.
- The device stays ours until it's paid off.
- That's what makes the deposit small enough to be realistic. The moment your final payment clears, ownership transfers to you and the management profile is removed for good.
- If you stop paying, the phone gets restricted.
- It happens in stages, and never without warning: reminders first, then limits on some apps, and only then a lock. Calls to emergency services always work, and paying restores everything within seconds — automatically.
- We ask for your location while the plan runs.
- It's a condition of the plan and it's in your written terms. It exists so a financed device can be recovered if it's stolen, and it stops when your plan ends.
- Paying early always saves you money.
- Ask for a settlement figure any time. There's no early-payoff penalty and no fee for asking.
For shops and agents
Sell more phones. Keep your stock.
You keep owning the inventory. We finance the customer, handle the checks, and pay you your share on every single instalment they make — not just the first one.
- Sign up with your phone number — no paperwork to start.
- Onboard a customer at the counter in under ten minutes.
- Watch your earnings accrue payment by payment, in the app.
Start with a deposit. Finish with an iPhone.
Talk to us on WhatsApp and we'll tell you what you qualify for — before you go anywhere.